Financing

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We care because we love life

 

ZASK has partnered with industry best flexible easy financing. We care and help those who need help and care for themselves or for their loved ones. We really believe, together we can build happy and healthy neighborhood.

Currently we offer six months interest free financing where CareCredit is different from a regular credit card. Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other credit cards.

With shorter term financing options of 6 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.

How are your payments calculated with CareCredit once you've made a purchase? Below are 2 illustrations showing common cardholder scenarios for making payments using each of the promotional financing option available.

HOW IT WORKS:

No Interest If Paid in Full Within 6 Months

Minimum Purchase Amount: $200       Promotional Periods: 6 months

With promotions on qualifying purchases at ZASK MEDICAL SUPPLY, $200 or more, interest (at the rate of 26.99% for new accounts) will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments are required; however, paying the minimum monthly payment may not pay off your purchase by the end of the promotional period.

 

Example:

Below are 3 Cardholder payment examples on a purchase of $1200 using the following promotion:   

                            "No Interest if Paid in Full Within 6 Months."

These examples are for illustrative purposes only and assume the Cardholder's APR (interest rate) is 26.99% and the amount financed is the only balance on the account. Your account's APR may be different.

Plan A

Cardholder payment examples on a purchase of $1200 using the following promotion  

1st month

2nd month

3rd month

4th month

5th month

6th month

$200

$200

$200

$200

$200

$200

 

Cardholder makes a monthly payment equal to the total promotional purchase amount divided by six and paying off the full balance within the 6 months promotional period.

Result: Cardholder pays $1,200 for the promotional purchase over 6 months

Outcome:  Account Balance = $0 No Interest Charged

Plan B

Cardholder payment examples on a purchase of $1200 using the following promotion:

 

                            "No Interest if Paid in Full Within 6 Months."

1st month

2nd month

3rd month

4th month

5th month

6th month

$39

$38

$37

$35

$34

$1017

 

Cardholder B makes the minimum monthly payment and pays the remaining promotional balance in month six, paying off the full balance within the promotional period.

Result: Cardholder pays $1,200 for the promotional purchase over 6 months.

Outcome:  Account Balance = $0 No Interest Charged

Plan C

Cardholder payment examples on a purchase of $1200 using the following promotion:

 

                            "No Interest if Paid in Full Within 6 Months."

1st month

2nd month

3rd month

4th month

5th month

6th month

$39

$38

$37

$35

$34

$33

 

Cardholder C makes only the minimum monthly payment, resulting in a balance at the end of month six plus accrued interest. After the promotion expires, if Cardholder continues to make only the minimum monthly payment until the balance is paid in full.

Outcome:

Account Balance = $982 Promotional balance + $152 Accrued interest = $1,134

If the customer continues to pay minimum payment and interest, at the end

Result: Cardholder pays $2,693 for the promotional purchase over 96 months.

 *Subject to credit approval. Details and Terms:

No Interest if Paid in Full within 6 Months

* No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6, 12, 18, or 24-month promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. If your purchase qualifies for a 24-month promotional offer, fixed monthly payments are required equal to 4.1667% of initial promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. For all other promotional offers, the regular minimum monthly payment terms of the account will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance, except the fixed monthly payment will apply until the promotion is paid in full. For new accounts, Purchase APR (interest rate) is 26.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.